Discussion about this post

User's avatar
Valerie's avatar

I see a huge amount of resentment from people my age (early 30s) who want to have children, or another child, and don't see any reasonable path to that at an age where it’s still biologically possible. I think governments need to seriously acknowledge that the length of time these problems have been ignored means there’s less runway for wholly long-term solutions. Immigration policy is a good example of this: it may bring long-term benefits, but however ambitious new housing measures might be, if the housing to accommodate it doesn’t come for a decade that is not going to be a good consolation prize for someone who is already 30 and can’t afford family-sized housing. The ability to build wealth and save for retirement can be put off up to a point—so people might be placated by long-term promises on that front--but many life milestones can’t be. I think policy needs to be all-in on that both in terms of spending priorities, but also as a stopgap to stop treating having children as a thing people need to earn the stability for and just a thing that is a normal part of adulthood (important to not all but many) that needs to be accommodated. (I saw someone comment once that children had effectively become a luxury or a status symbol. Depressing!)

A set of mostly non-monetary things that I think would make a real difference are changing rental and condo laws in ways that better reflect real living situations and the fact that people have fewer choices of living arrangements that they once did. Many laws still effectively assume families always still have a choice to move to the suburbs; in practice, laws that make it difficult for people to have children in the housing they can afford just prevent people from having wanted families. Adults-only buildings (including conversion of existing buildings to 55+) are a major example of this, but so are overly-restrictive occupancy rules. This applies both for owned and rented condos. In Ontario, for example, condos form a major part of the rental stock but are still permitted to have rules (such as bans on pets, roommates, and sometimes boyfriends) that would ordinarily not be allowed. This is a big deal when renting has become much less transitory, although it may be difficult to fix without risking needed rentals being removed from the market. Similarly, many provinces tenancy laws effectively provide no security of tenure for roommate households where occupants might change (compared to families) making young people much more exposed to market rents.

I think the way statistics are collected often also doesn’t reflect either current living arrangements or the ways that young adults’ life choices are constrained even without having an inability to meet current needs. (As a particularly annoying example, most Statistics Canada data measures the home-ownership rate in a way that it increases if young adults move back in with their parents or otherwise stop being independent households.). Similarly, while a lot of attention is (justifiably) paid to poverty rates given people’s actual family structure and living situation, there’s less acknowledgement both that young adults need more income to meet typical life goals (like having children, getting extra education, or moving around for work) and that there are huge amounts of people who can meet their needs only because they’ve put off previously-normal life goals that are important to them. Income-based statistics also often ignore the role of wealth (and especially housing wealth) in people’s ability to meet their needs.

Expand full comment
7 more comments...

No posts